Insurance Renewal

Renew your vehicle insurance online, before it lapses

Third-party insurance is required for every vehicle on Nigerian roads, and it's one of the easiest documents to forget since it doesn't come up at every checkpoint. Motoka tracks your policy and renews it online before it lapses.

Renew Now

How it works

Enter your vehicle details

Plate number and current policy details, if you have one on file.

Confirm your coverage

Review your policy terms before renewing.

Get your renewed policy

A verified digital copy of your certificate lands in your Motoka wallet.

Why Motoka

Stay compliant

Third-party insurance is legally required — Motoka makes sure it doesn’t quietly lapse.

One less document to track manually

Insurance renewal reminders alongside your license and road worthiness.

No paperwork visit

Renew entirely online, no office or agent visit required.

Verified certificate

A digital copy stored in your wallet, ready to show if asked.

Frequently asked questions

Is third-party insurance mandatory in Nigeria?

Yes — every vehicle on Nigerian roads is legally required to carry at least third-party insurance coverage.

What does third-party insurance cover?

It covers damage or injury you cause to someone else — it does not cover damage to your own vehicle.